10 Tips for Settling into Your New Home

1. If you haven't done so already, change your address with the post office.2. Transfer utility connections to your name as soon as you move in to your new home. Depending on your area, you usually have a set amount of time to transfer the account into your name before your service is suspended. Follow these links to transfer your utilities:For all other utilities not listed in the above links, check your local yellow pages for a list of local providers.3. Save all the papers associated with your new home. This includes all contracts, cancelled checks, sales receipts, owner's manuals, and home warranty documents. Make sure that you read all of your product and home warranty documents to ensure you know what to do in case something goes wrong.4. Keep track of your moving expenses since they can sometimes be tax deductible.5. Locate and contact your local DMV to change your driver's license and vehicle information. 6. Notify friends and family that you have moved. Use the ZipRealty return address labels you receive in the mail to notify people of your address change.7. Find local information on schools, libraries, community activities, and local businesses through your local chamber of commerce website.  

8. If necessary, find a new doctor and dentist around your home. Don't forget to provide them with your medical history records. In case of an emergency, it also doesn't hurt to locate the nearest hospital in your area.  

9. If you have 401K plans with previous employers, be sure to notify the plan administrator that you have moved.10. Register to vote in your new community.

TIMING IS EVERYTHING...ESPECIALLY WHEN IT COMES TO SAVING CASH!

Did you know that the fiscal year for Japanese companies ends in March? Do you care? You SHOULD...if you want the best deal on a new television for your home theater system.

That's because new models and products are scheduled for release at the beginning of the new fiscal year--which for Japanese electronics companies is April. And the release of the new models means...you guessed it...huge discounts on the previous year's models. So if you're shopping for a television, stereo or other electronics, your best bet is to watch for sales in spring.

Looking for Even More Savings?

You can save on just about every item you need...if you know what season or day of the week to purchase it. Below are some tips to help you save the most on your shopping list.

Airplane Tickets: Your best chance for saving is Wednesday morning. That's because airlines introduce their savings over the weekend and during the first few days of the week, subtle price wars begin. By early Wednesday, the savings have usually hit their peak...and there are still plenty of seats left for you to capitalize on.

Furniture: Unless you need to replace your sofa or dining room table right away, those "HUGE" weekend and holiday sales aren't the best time to buy. Instead, you should plan ahead and do your furniture shopping in October or April. That's when new lines of furniture are unveiled at industry trade shows...which means you can save big on the in-store stock that needs to be sold before the new inventory takes a seat on the showroom floor.

Cars: You probably already know that you can save on car purchases in early fall when new models are released and the current models go on sale. And you may also know that your best chance to negotiate a better price is at the end of a month when car dealers need to make their monthly quotas. But did you know you can drive home a great deal early in the week, especially during the morning? At that time, the dealerships aren't overflowing with shoppers like they are on the weekend, so you'll get more personalized attention. Plus, salespeople are more likely to negotiate when they don't have three or four other buyers waiting in the wings to pay full price.

Gas: We've all seen gas prices jump as travel weekends approach. It's a common occurrence...but it can be avoided. Whether you're planning to travel or not, the best time to top-off your tank is early Thursday morning. Then, watch the prices rise and calculate your savings!

Toys: The winter holiday season is a no-brainer for toy sales. But you can also save some serious dollars at the end of summer. Think about it...department stores only have so much room to store their merchandise. And by the end of the summer, they're starting to stock up for the big holiday push...which means they have to get rid of their current inventory of fun. So for savings of 60 percent off and more, try toy shopping as summer winds down in August.

Clothing: By the time the weekend rolls around, just about every dressing room is filled...and the best deals have been picked over already. Why? It's simple. With the large number of special promotions to be marked and shelves to be stocked, most clothing stores get started early. And savvy shoppers, like you, can get the best deals and the best selection by Thursday evenings. As an added bonus, the stores, dressing rooms, and checkout lines aren't nearly as crowded--so you save on stress too!

The moral of the story--plan ahead on your purchases and you'll be rewarded! And be sure to forward on this article to your family, friends, and coworkers too - they'll thank you for it! I LOVE REFERRALS  YOU & YOUR REFERRAL CAN RECEIVE A GIFT W/ TRANSACTION

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